I will be using the money to pay off a loan we took out to upgrade our kitchen by installing maple cabinets and brand new apliances. We have good credit and could have used a bank but are willing to try Prosper.com to try and get a lower rate. Supporting Documentation: samplecreditreport.pdf payckeck.pdf

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Tell people about you and your family, your dog, where you're from and what you do. Tell them you are willing to answer any questions they might have.

Explain who you are as a person and what your background is. Why do you deserve their money?

Why do you want the loan? Lenders want to know their money will be going to a good cause, so state specifically what the loan will be used for.

Explain why you have the credit rating you do. If your credit report is less than stellar, a brief explanation of the negative information, and what you are doing to prevent a repeat. Explain every delinquency, every negative mark, every public record, etc.

Give them a plan for how you are going to pay for the loan. Show you can afford the payments or at least a dollar amount per month after expenses.

We have verified current status in the military as well as stated income level based on current paystub which has been attached in the supporting documents. They also have faxed the remodeling bill for this project so the project is legitimate. Normally we suggest a 14.5% lender rate for this amount, but their DTI is only slightly above 20% and they have no other commitments taken from their pay so their budget should have no problem fitting this in. At 10% and AA we still highly recommend funding the loan.

This Loan Request

Credit Grade:	Lender Rate:	Loan Amount:
AA	10%	$8,000

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